Loan Programs & Services

FHA, VA, Conventional, USDA, and Jumbo loans explained in plain English. Benefit-first guidance for first-time buyers, veterans, and refinancers.

Micah's Mortgage Team

Micah's Mortgage Team

Phone: (916) 539-1772

Email: [email protected]

NMLS# 2239450

Company NMLS# 328707

Mortgage Loan Services | Simple Options

FHA, VA, Conventional, USDA, and Jumbo loans explained in plain English. Benefit-first guidance for first-time buyers, veterans, and refinancers.

Loan Programs & Services

Homeownership Within Reach

Simple Steps to Your New Home

Common Questions

Not Sure Which Loan Is Right?

LOAN PROGRAMS

Explore our range of mortgage solutions designed to fit every need, whether you are buying your first home or refinancing an existing loan.

Think you need 20% down to buy a home? Think again. We partner with state, county, and nonprofit programs to help qualified buyers cover down payment and closing costs — often with zero or very little out of pocket.

Schedule a free consultation and will help you find the perfect program.